Sycurio Glossary.

Multi-Factor Authentication (MFA) & Two Factor Authentication (2FA)

Multi-Factor Authentication (MFA) and Two-Factor Authentication (2FA) are security measures designed to provide an additional layer of protection beyond traditional username and password authentication. They both involve using multiple factors or methods to verify a user's identity before granting access to a system or application. Here's a breakdown of each term:

1. Multi-Factor Authentication (MFA): Multi-Factor Authentication is a security mechanism that requires users to provide multiple forms of authentication to verify their identity. It typically involves three factors, known as the "something you know, something you have, and something you are":

- Something You Know: This factor refers to knowledge-based information that only the user should know, such as a password, PIN, or answers to security questions.

- Something You Have: This factor involves possessing a physical device or token that verifies the user's identity. It could be a hardware token, a mobile phone, a smart card, or a security key.

- Something You Are: This factor relies on the user's unique biological traits, such as fingerprints, facial recognition, or voice recognition.

MFA combines these different factors to establish a higher level of confidence in the user's identity, making it more difficult for unauthorized individuals to gain access.

2. Two-Factor Authentication (2FA): Two-Factor Authentication is a subset of Multi-Factor Authentication that specifically involves using two factors to verify a user's identity. It typically includes the "something you know" factor (e.g., a password) and the "something you have" factor (e.g., a one-time verification code sent to a mobile device).

With 2FA, users provide their username and password as the first factor, and then they must provide a second factor, usually a temporary code generated by an authentication app or received via SMS, to complete the verification process. This additional factor adds an extra layer of security, as even if someone obtains or guesses the user's password, they would still need the second factor to gain access.

The main difference between MFA and 2FA lies in the number of factors involved. MFA can utilize three or more factors, while 2FA specifically employs two factors. Both approaches are effective in enhancing security and mitigating the risk of unauthorized access, providing an added layer of protection for sensitive systems, applications, and user accounts.

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